If you were seriously injured in a car accident and you intend to file a car insurance claim or a personal injury lawsuit, it is important that you understand the concept of maximum medical improvement (MMI) and how it might affect your case. MMI refers to a state when you have either recovered fully or that additional improvement is unlikely. It is important that you reach MMI before agreeing to a settlement so you don’t wind up accepting a payout that’s too low to cover your medical bills and other damages. Insurance adjusters often try to negotiate for a settlement before the claimant has reached MMI, but it is in your best interest to wait until you know the full extent of any injuries before agreeing to a final compensation amount. If you sign a settlement release, you will waive your right to seek any additional compensation if your injuries turn out to be more severe than anticipated. Pressuring a car accident victim to accept an early settlement is just one of many tactics used by insurance companies to minimize payouts. You might also be asked to make a recorded statement, which you should never do under any circumstances without proper preparation and advice from an experienced attorney. These statements will only be used to reduce your payout or deny your claim. The car accident lawyers at [otm_company-name] can help you navigate the claims process and avoid costly oversights. We are compassionate with our clients but will aggressively advocate on your behalf against insurance companies and opposing parties. Contact [otm_phone-number type="link"] for a free consultation.
What Is Maximum Medical Improvement?