Property Damage Attorneys: Back from The Edge

If you have experienced property damage in Miami you may need a good attorney on your side like the team at Englander Peebles to help pull you back from the edge of despair. If your Miami house has been damaged in some way either because of a natural disaster, criminal activity, or some other event, you may be entitled to receive compensation for the damage your home sustains from your insurance company. Unfortunately, very often property damage insurance companies deny claims outright or only partially approve it and provide only partial payment for the damage to your home. At Englander Peebles, we care for our valued clients and want to make sure they have all the information they need to ensure that their insurance companies will not be able to wiggle out of paying them the rightful compensation that they are owed for property damage claims in Miami.

Timing is essential when it comes to getting help from the expert property damage team at Englander Peebles, so it is important to contact us as soon as possible after a loss. We are property damage attorneys who will work for you, not the insurance companies – and we can add tremendous value to your situation by getting the most out of your insurance policy’s coverage. Englander Peebles will take you through step by step in how to get the proper documentation that you need to file a homeowners’ insurance claim with your insurance company. Englander Peebles offers qualified services and has helped settle hundreds of claims, working with the appropriate damage experts to analyze the damage to your home, expertly assessing and documenting every detail of damage and property loss.

If you feel like the process of managing your property damage claim in Miami is too much to handle, too intimidating, or if you feel like your insurance company is not treating you fairly, you should call Englander Peebles so that our attorneys can represent your best interest. As your personal property damage attorneys, we understand that property damage is a part of life in South Florida, but that doesn’t mean that you should have to live with the consequences. From the moment you contact our offices for your free consultation, all the way through to the resolution of your case, our team of property damage attorneys will be dedicated to ensuring that your recovery is a top priority and we won’t leave you hanging. 

How To Deal With Property Damage: Englander Peebles

There are a few things you can do to deal with property damage to your Miami home and the team at Englander Peebles is always here for you. The first thing that should do, if you haven’t already, is to store your insurance policies and any other important legal documents in a safe deposit box to ensure they cannot be stolen or damaged. Relying on your laptop or computer may not work if it has all been damaged, lost, or stolen.

Another smart way to help deal with the situation at hand is to be sure that you have written documentation for any type of communication with anyone you are dealing with about your claim. You must always keep written communication of all your conversations to prevent any misunderstanding and to provide the best evidence of anything discussed between you and someone else. You can’t solely rely on your memory to recall the important details of conversations and when it comes to the law, recalling from memory is not firm support for your case. 

Next, locate a copy of your Homeowners Policy, Renters Policy, or Business Policy, including the Declaration Page to see what type of coverage you have.  Highlight information such as the name and address of the insurance company, information about the issuing agent, contact information for the correct department when making a claim is vital to your case. Read and review your policy because there are certain rules that you must follow when filing a claim- insurance policies may provide immediate financial assistance with food and shelter expenses. 

Photos go a long way in helping to deal with your case, so make sure you document all property damage-take pictures, videos, notes, statements from eyewitnesses, or any other means by which you can support your claim. Some insurance companies may try to claim that you did not mitigate your damages or that some damage could have been prevented. Also, make sure to keep receipts that document any kind of expense you had following the hurricane. Money spent on food, housing, repairs, or evacuation costs may be reimbursed. But the insurance company will probably not repay you if there is no written record. Make it a habit to keep a record in writing of every important date relating to your claim and every adjustor or contractor’s pertinent information.

Review Your Homeowner Insurance Claim With an Attorney

All of these factors will come into play with your insurance claim, and, understandably, it is a lot to deal with. This is why you should hire an experienced attorney from Englander Peebles to protect your rights. Don’t ever sign anything until you have a clear understanding of what you are signing- if you sign the wrong document it could prevent you from receiving full value for the loss you have sustained. Contact a Miami attorney at Englander Peebles to assist with these complex insurance issues and get you the rightful compensation you are owed as soon as possible… There is a time limit to file suit for cases such as this!

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