It’s easy to underestimate the destructive power of water until a pipe bursts in your home or business. From water stains to structural damage to mold growth, the cost of repairs can be exorbitant. Unfortunately, insurance providers have a financial incentive to deny and undervalue claims. The Fort Lauderdale attorneys at Englander Peebles know the tactics insurance companies use to minimize payouts, and we can help you pursue fair compensation. Call (954) 231-1384 today to schedule a free consultation with a pipe burst claims lawyer.
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When Should You Contact an Insurance Claims Lawyer in Fort Lauderdale?
Your home or business is one of your most valuable assets. That’s why you purchased insurance in the first place. Unfortunately, insurance companies are not always willing to step up to the plate and offer a fair payout-and even if your claim is approved, the contractor might not restore your property to its pre-disaster condition.
Here are a few situations when you should consult a South Florida insurance attorney after a burst pipe:
Immediately After a Pipe Bursts on Your Property
Many homeowners assume they don’t need an attorney if the cause of their damage is considered a covered peril in their insurance policy. But your insurance company will look for any possible excuse to deny or undervalue your claim. One small oversight or misguided statement could significantly reduce the amount of compensation you recover or prevent you from recovering any compensation at all. An experienced insurance lawyer can help you avoid common mistakes such as:
- Making a recorded statement to the insurance adjuster without proper preparation
- Overlooking important evidence to prove the cause of the damage and its cost
- Accepting a low payout
- Failing to enforce your other rights as a policyholder
Hiring an attorney also tells the insurance company that you mean business. This may cause your insurer to take your claim more seriously.
Your Burst Pipe Claim Was Denied Without a Valid Justification
Insurance bad faith is a type of tort claim a policyholder files against his or her insurance provider due to unethical or illegal acts. There are many wrongful acts that constitute insurance bad faith. The Fort Lauderdale insurance attorneys at Englander Peebles can evaluate your case to determine if you may have grounds for an insurance bad faith claim.
Your Home Was Not Restored to Its Pre-Disaster Condition
Another way insurance companies boost their profits is by hiring low-cost contractors who use cheap materials. If your home was not restored to its pre-disaster condition, you should contact an experienced attorney.
Contact a Pipe Burst Claims Attorney Today
At Englander Peebles, we’ve seen firsthand just how ruthless insurance companies can be during the claims process. We will help you avoid crucial mistakes and fight for fair compensation. Call (954) 231-1384 to set up a free consultation with a Broward County insurance claims lawyer today.