Insurance companies market themselves as trustworthy and reliable, but the fact is they have a financial incentive to deny and undervalue private disability claims. If your insurance company is disputing your claim for disability benefits, it is important that you consult an experienced Fort Lauderdale disability insurance attorney as soon as possible to learn your rights and how to enforce them.
The South Florida insurance lawyers at Englander Peebles can help you pursue the disability insurance benefits to which you are entitled. We understand the insurance industry and the laws governing its operations, and we have the knowledge, experience, and resources to go up against even the largest insurance companies. Call (954) 231-1384 to set up a free initial consultation.
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When Should You Contact a Fort Lauderdale Disability Insurance Lawyer?
Living with a disability comes with tremendous physical and emotional challenges. Your insurance company is supposed to alleviate some of the burdens by helping you maintain your financial security. Unfortunately, there are numerous tactics your insurer might use to deny or undervalue your private disability claim.
You should contact a Fort Lauderdale disability insurance attorney immediately if your insurer:
- Disputes whether you are disabled or the extent of your disability
- Only offers to pay partial benefits, insisting that you are still able to work in some capacity
- Insists that you are still able to work many jobs or that your condition is not permanent
Sometimes insurance providers hire outside companies to do surveillance on a claimant and gather evidence to prove that he or she is not disabled. If this happened to you, contact our office immediately. We will evaluate your policy language and the facts of your case to determine the most strategic way to proceed.
We Can Help with Private Disability Claims
If your insurance company wrongfully denied your disability coverage, you may have grounds for a breach of contract claim. In the state of Florida, if you are forced to sue your insurance company to enforce your rights and you prevail, your insurer will have to pay for your attorney fees and other costs of doing so.
When Does a Person Have Grounds for a Disability Claim?
The Broward County disability insurance lawyers at Englander Peebles are well-versed in the laws that govern disability insurance claims. We can evaluate your case and your policy to determine the best way to proceed. You may have grounds for a disability claim if:
- You suffered a serious physical or mental illness or injury that impedes your ability to maintain employment
- You suffered a condition that is found on a list of approved disabling conditions
- You are unable to transition to a different vocation.
Contact a Fort Lauderdale Disability Insurance Attorney Today
Our attorneys understand that no amount of compensation can undo the physical and emotional hardship of a disabling injury, but we may be able to help you recover the funds you need to move on with life. Call us today at (954) 231-1384 to speak with one of our South Florida injury lawyers.